Bad Credit Financing in Pasco & Yakima, WA

Learn about the benefits of bad credit financing with the experts at Prestige Motors. We know you need access to pre-owned cars, trucks, and SUVs. You can find what you're looking for here! We offer financing options that can benefit all types of credit levels. We believe that everyone in Yakima and Pasco, Washington needs access to auto loan options.

Our auto loans help drivers get educated about financial health. You can learn how to manage your bills and budget accordingly. Factor in your car payment and make sure that you have enough left over to keep your debt-to-income ratio where you want it. Bad credit financing is essentially a hand we extend when you feel you're going to take a free-fall into debt.

Let us help you get a handle on your finances with this second chance financing opportunity. Talk to our finance department in Pasco or Yakima, WA today.

Things That Impact Your Credit Score

Many different factors have an impact on your credit score. Payment history and delinquencies are the biggest hitters of them all, alongside bankruptcy. If you're hoping to rebuild, the best thing you can do is keep up with your payments and budget. A lot of people end up with bad credit because they overestimate how much they can afford when it comes to an auto loan, rent payment, and other necessities. Don't overextend yourself. Shop around our pre-owned inventory and we promise that you'll find an affordable, reliable vehicle that won't put a financial burden on you.

How Can a Bad Credit Car Loan Help You?

Bad credit car loans can help you repair the damage with positive payment histories. Once you pay off a bad credit car loan, your score should go up for a few reasons:

• Enough time has passed so the delinquencies you had have fallen off.
• Your payment history is now positive or more positive than it was.
• You've successfully reduced your debt-to-income ratio.
• You've shown creditors you can responsibly pay back a large amount with a title attached to it.

Apply for Sub-Prime Auto Loans Online Now

If everyone else has said no and you're looking for a way out, apply for a bad credit car loan. While we can never promise approval, we want to help you by extending a helping hand. Apply for financing online and our finance department will follow-up with the next steps. We look forward to helping you take your next steps!